7 Ekim 2012 Pazar

Thrifty Thinking: Comparison Shopping

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While all the money-saving forums suggest you take a look atyour latte habit to trim a few dollars from your budget, it's good to takestock of the things you pay for regularly to make sure you're getting a fairshake. This includes everything fromyour prescription medication coverage to your car insurance. We all know that prices continue going up. As much as we can't stop them, at least wecan make sure what we're paying is fair.
Medical and Dental. I don't know about you, but I haven't got aclue what medical or dental procedures should cost these days, except thatthey're usually enough to empty my bank account. Health Care Blue Bookcan help. It's a free consumer guide tohelp you find fair prices for everything from surgeries to laboratory tests,tailored to your area based on your zip code. There's also a mobile app for iPhone and Android so you can pricecompare on the fly when you're sitting in your doctor's or dentist's office.
Prescriptions. Every month when I pick up my prescriptions, evenwhen they’re covered by insurance, I wonder if I should be taking my businessacross the street for a better price. Short of calling around town, prescriptions can be as much as 90%cheaper when purchased online. PharmacyChecker can help you decide which pharmacy is right for you. It's an independent evaluator of onlinepharmacies, designed to help you save money on your most-used medications. Compare prices of individual medicines,including shipping, and link directly to pharmacies through the website. They even offer pet medications!
Gas. Before you head out to gas up the car, checkGasBuddy. Enter your zip code for a list of thecheapest gas prices in your area, reported by users like you who update thesite on a daily (sometimes hourly) basis. Update the site yourself to help out your neighbors and earn points usedto enter contests for free gas cards.
Phones. If you’re still using a landline, comparephone service rates using ABTolls. Use your monthly bill to tailor therecommended plan to your specific needs.Enter the number of calls you make monthly and the minutes you use forlong distance and local calling. Obtaininformation and advice regarding how to read your current long distance billand avoid telecom scams. 
Cellular services. LetsTalkhelps you sort out all the cell phones and service plan options before you renewyour contract. Purchase through theirsite or simply use them to shop around. Another site for all-things-cellular is Wirefly. With a huge selection of the latest cellphones from all major carriers, you can renew your wireless contract withoutever leaving your easy chair. Their satisfaction guarantee assures you can testout your new phone and service for up to 14 days before you commit.
Insurance. Insurance for your home, car or boat seems togo up every year, even if you haven't made a claim. It doesn't hurt to check out other companiesto make sure you're getting the best deal. InsureMeconnects you with insurance agents in your area, helping you obtain free insurancequotes and eliminating the timely process of calling around yourself. Enter your information once and receivequotes from all the big names: State Farm, American Family, Farmers, etc. Don't forget to bundle your auto and homeowners insurance for extra savings.
All else. ComparisonShopping.comhas links to comparison sites for just about anything you’re in the market for,from automotive to travel. Whetheryou’re looking to compare daycare providers or cable TV services, if acomparison site exists for the product or service you’ll find a link to ithere. Enter what you’re looking for inthe handy search function for a quick list of links to sites offering a roundupof options.
This article is written by Andrea Eldridge from Nerds on Call, an onsite computer and laptop repaircompany in Redding. 

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